| Living frugal is a necessity for some...if this is you, don't | | | | perimeter of the grocery store. Avoid fast food by |
| forget to cover the basics. | | | | cooking the vast majority of your meals at home. To |
| You will sometimes overlook an area of basic need | | | | be living frugal use coupons, frequent shopper cards, |
| when you are living frugally. | | | | and shop on one day only. Plan your food shopping |
| The basics are: | | | | and watch your costs go down and eat healthier. |
| · Health | | | | Health Insurance |
| · Food | | | | A necessary evil, but a basic none the less. Get a high |
| · Health Insurance | | | | deductible policy that will keep you from getting wiped |
| · Shelter | | | | out by a illness or operation. You could move to |
| · Clothing | | | | Mexico where $300 a year covers most of your |
| Fortunately there are ways to cover these and still be | | | | health care costs. If you stay here just make sure you |
| living frugal. | | | | don't waste money getting a policy...do your |
| Health | | | | homework. |
| Without good health, retirement will not be as good as | | | | Shelter |
| it could be. You must exercise and watch what you | | | | There are alternatives to a house. Look at living in an |
| eat. You don't need to go to the gym...we all should be | | | | RV, Living on a sailboat, park model mobile homes or |
| able to take a brisk daily walk. Make it a habit right | | | | Mexico to drastically cut this basic expense. |
| now. Retirement does not mean the couch, living frugal | | | | Clothing |
| means staying healthy. | | | | If the word goodwill only means a word in a popular |
| Take control of certain medical expenses. For instance | | | | Christmas Carol... get with the program and shop at |
| if the Dr wants to take some blood, do it yourself. The | | | | your nearest Goodwill or thrift shop. Make it a routine |
| lab he or she probably uses will do the test cheaper | | | | and you will come across some great bargains. My |
| for you directly. Go to the lab office or wait for the | | | | bride regularly shows off her new, I said new, |
| mobile lab to come to your grocery store. You also | | | | purchases she gets for a dollar. Garage sales are also |
| get the results sent to you so you have a record and | | | | good for bargains...check them out. |
| do not have to rely on the doctor and another office | | | | To be living frugal does not mean ignoring the basics |
| visit. A full blood analysis costs $35. | | | | of health, food, clothing and shelter. Just make sure |
| Food | | | | that you don't waste a penny when you buy these |
| Common sense here, no fast food and stay on the | | | | basics. Enjoy. |