| Whilst the FCO will be giving out important travel | | | | trip once away. Before making such a claim, it would |
| advice and, in extremis, will have contingency plans in | | | | be normal for your travel insurance provider to expect |
| place to extract British nationals should it ever be | | | | the tour operator to provide alternative |
| deemed necessary, as occurred in 2006 in the | | | | accommodation free of any extra charges or offer a |
| Lebanon, most of us will have to rely on tour operators | | | | refund before making any settlement. |
| and local representatives to look after us when on | | | | Cover should also extend, but do check the small print |
| holiday. This is where a good travel insurance policy | | | | as policies do differ, to providing emergency medical |
| comes into play which, when it all starts to go wrong | | | | cover and repatriation in the event that you or your |
| on holiday, you can fall back on to get you out of | | | | travelling companions are injured or worse. This is no |
| trouble. | | | | different from suffering a road traffic accident but |
| Returning to the fires raging in Greece, and this applies | | | | becomes more complex when incidents are caused |
| to any natural disaster in other regions of the world, | | | | as a result of civil commotion and unrest or, say, a |
| most travel insurance policies will provide a level of | | | | terrorist attack. Some policies provide cover for all |
| specific cover that can be used to lessen the impact | | | | eventualities but you will have to pay a hefty premium |
| on the insured holiday maker. This cover will range | | | | for this and you will have to weigh up the risks of it |
| from paying for alternative accommodation should the | | | | happening and whether you should really be there in |
| existing accommodation become uninhabitable to | | | | the first place if looking for cover at this end of the |
| cancelling your trip before you travel or curtailing the | | | | travel insurance spectrum. |