| "Why Boat Insurance Is A Necessity" | | | | Pacific coast of Washingtonand have your boat |
| | | | insurance in order as you do when you are |
| - by John Edwardson | | | | sailingfrom Bermuda to Florida. |
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| Boat insurance is necessary for all boat | | | | While I contemplate the last half of my life; |
| owners who live on or reallyvalue their | | | | (I am getting close tothat turning point) I |
| boats. If it is something that you feel you | | | | must make some decisions as to what I want |
| must replacethen you need to insure it. If | | | | todo with my leisure years. I have many |
| you live on your boat it isabsolutely | | | | thoughts in mind but one ofthose options that |
| necessary that it be insured. Who would want | | | | keep coming to mind is sailing the world. |
| to lose theirhome? | | | | |
| | | | All of us need to plan for what we want. If I |
| Also most boats are financed in the | | | | choose to go sailing Iwill need several |
| beginning. The lending companywill insist on | | | | things of those things that I will need if I |
| insurance in those cases just as they would | | | | dochoose a boat insurance is the top of that |
| with ahouse or a car. This is not | | | | list. I might wind up in acabin by the woods |
| unreasonable; they have as much to losein the | | | | or on a beach in the South Pacific, I am by |
| financial sense as you do if anything happens | | | | naturea solitary person. |
| to the boat. | | | | |
| | | | If that is the case I will happily spend my |
| Some areas are more dangerous than others for | | | | time sipping iced tea andspoiling my |
| boaters. While some ofthose areas are famous | | | | grandchildren. If I am on a boat I think I |
| or infamous 'the Bermuda Triangle' and the | | | | will see the |
| | | | |
| Dardanelles others are less well known but | | | | Sargasso Sea and sail around the world and |
| can be just as dangerous. | | | | across the equator. |
| | | | |
| Cape Disappointment in Washington State is | | | | Discoverimportant advice and information |
| one of the most dangerousareas on the seas | | | | about boat insurance. What dealsshould you |
| when the conditions are right (or wrong). You | | | | look for ? And what should you avoid. |
| needto be just as prepared when you off the | | | | |